Farrukh Anwar
Founder, Federal Retirement Consultant
Licensed insurance professional in Arkansas since 2014. Farrukh helps federal employees turn their benefits and savings into income they can count on.
Retirement income, planned on solid ground.
Licensed, independent guidance on annuities, life insurance, and federal benefits for families preparing to retire.
Since 2014Licensed insurance professional in Arkansas
Federal benefitsFERS, TSP, and FEGLI, explained before you file
IndependentContracted with 10 insurers, not tied to one
Built for federal employees.
Your benefits have their own rules and deadlines. We help you understand them before you file, so nothing gets left on the table.
- FERS pension
- When to retire, survivor benefit choices, and what your annuity supplement covers.
- TSP
- Your withdrawal options, and how they fit with the rest of your retirement income.
- FEGLI
- What your coverage costs as you age, and what to keep, reduce, or replace.
One paycheck, built from several sources.
Most federal retirees draw on four or five income sources at once. We help you see how they fit together, and where the gaps are, before you retire.
Illustration only. Layers are not drawn to scale, and every household's mix is different.
Personal savings or annuity incomeOptional, can fill a gap you choose to cover
TSP withdrawalsHow and when you draw it matters
Social SecurityYour claiming age changes the amount
FERS supplementIf you retire before 62 and qualify
FERS pensionYour basic annuity from service
Your monthly retirement paycheck
The four cornerstones
Every plan rests on four things.
Farrukh draws this with clients on his calls. A retirement plan is only as strong as its weakest corner.
Income & Assets
Turn your pension, Social Security, and savings into a steady paycheck, with a plan for risk, inflation, and fees.
Medical
Plan for health costs in retirement, so a medical event does not derail the income you are counting on.
Long-term care
Decide ahead of time how extended care would be paid for, and who it would affect, before anyone needs it.
Taxes & Legacy
See how taxes shape your income, and plan what you leave behind and to whom. We work with your tax professional.
How working together goes.
Talk
A short call about where you are, what you have, and what worries you. No cost.
Plan
We map your income, benefits, and coverage, then walk you through the options in plain language.
Review
Life changes. We check in every year and adjust when your situation does.
Dinner seminars
Dinner, and a straight talk about retirement.
Join us for a free dinner and an hour on retirement income, federal benefits, and the mistakes we see most. No cost, no obligation.
Reserve a seatWhat to expect
- A sit-down dinner at a local restaurant. Bring your spouse.
- A clear presentation, then open questions.
- An optional one-on-one review afterward, only if you want one.
- Dates and locations are confirmed by phone after you reserve.
The people you'll work with.
Jaron Nunez
Life Insurance Specialist
Jaron designs the life insurance side of your plan, including indexed universal life and long-term care options. He prepares your illustrations and handles your yearly policy reviews.
Austin Sungenis
Client Services
Austin schedules your reviews, keeps your paperwork moving, and makes sure no question goes unanswered.
Book a call.
Tell us a little about where you are. We'll call you back within one business day.
Phone(501) 777-5001
OfficeLittle Rock, Arkansas